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Buy Down Your Member’s MI Premium Payment

The only MI Buydown tool available in the industry, RateStar BuydownSM is available to RateStar users exclusively.

Get our most competitive rates from RateStar and then buy down your member’s premium to an exact dollar amount — one that your competition can’t match.

RateStar Buydown makes it easy to experiment with different combinations of upfront and monthly payments to customize the perfect solution for cost-conscious borrowers. Learn more in our Buydown Rate Quote and MI Order Process Guide and view a video demonstration of how to get a RateStar Buydown.

It's the ultimate flexibility for loan officers:

  • Buy down the MI using any credit union and/or seller credits, as well as member funds — no money left on the table.
  • Lower premium payments allow more loans to qualify for GSE loan requirements.*
  • Works with Arch MI's Standard and EZ Monthly plans, as well as Arch Mortgage Guaranty Company (AMGC) products.

CALCULATE A RATESTAR BUYDOWN

*For example, Fannie Mae Debt-to-Income ratios and/or Freddie Mac Automated Underwriting System approval.